September’s Already Half Over – A Saving Nudge

Well here we are, mid way through September already. Am I nuts, or is this time going faster and faster? Christmas decorations are popping up in stores (Hobby Lobby, JoAnn’s, etc…) and admittedly I have already started picking up a few holiday gifts. When I did I used the Capital One debit card (NOT a […]

Saving: Are You at $666 or $1242?

Happy Friday! If you are loyal participant in the 52 Week Saving Challenge then after you take a minute to make this week’s (week 36) deposit you will already have $666 or $1242 in the bank! It depends on if you are working the plan traditionally or backwards. Backwards means you started with $52 deposits […]

Headed Out the Door – But We Wanted To Remind You

Another crazy weekend on the horizon for us and maybe for you as well. It’s the last big hurrah of Summer, Labor Day weekend. What are your fun plans? We are headed out the door in about 30 minutes but before we go I am making our 52 Week Saving Challenge deposit and I want […]

Saving Money Rocks – Don’t Miss Your Deposit

In the past 10 days, I’ve spent 2 nights in my own bed. It’s been a whirlwind of fun, but I want to be sure I stay focused on our savings plan. Are you feeling the same way? Are you trying to get in one last road trip or family vacation before the end of […]

We’re Over Half Way Now – 52 Week Saving Challenge

Can you believe the year is more than half over? Crazy, but true. In fact there is less than 24 weeks until Christmas. Will you be ready for the holiday shopping with money you have set aside for that purpose? Hopefully your answer is yes; using credit cards to finance Christmas is not a good […]

Bank Day For New Monthly Budget – How We Do It

Today is bank day for new monthly budget for July. Since taking Financial Peace University over a year ago we have stuck with the monthly budgeting system Dave Ramsey teaches in the class. It was a little odd to get used to at first, because we never (ever) used cash. Sixteen months after finishing the […]

Who Has $26 to Deposit?

The last Friday in June is here; can you believe it? Eeek! This Friday is week 26 in the 52 week saving challenge. Before you kick off your holiday celebrations be sure to take a couple minutes and set aside your weekly contribution to the plan. You will be so glad you did!  Imagine $1378 […]

Week 25 – Let’s Do This

Happy Friday everyone, and happy week 25 in the 52 week saving challenge. We’ve got this, right?  Imagine $1378 sitting in a bank account, earmarked for whatever you wish (maybe a vacation, maybe holiday gift giving, maybe a home remodeling project, maybe towards a new car, the list could go on and on). The idea is […]

Week 18 & 19 – A Double Dip

Sometimes life gets a little crazy, right? Well that has been a good summary of our life the past couple of weeks! Hopefully by now you are in the habit of making your weekly deposit if you are part of the 52 Week Saving Challenge because we forgot to remind you last week! OK, we […]

Don’t Forget About Week 17

Reminder! Don’t forget about week 17 of the challenge! What challenge? You should know already – the fabulously frugal, super smart 52 Week Saving Challenge! It is week 17 (already); take a minute and set aside your $17, or $36 if you are working the plan backwards (that is what we do).  Imagine $1378 sitting […]